The real estate investment environment in the world financial center is mature 

As one of the traditional world powers, London is known for its economic prosperity and social stability. In addition, as an old capitalist empire, the real estate market in the UK has formed a relatively mature, transparent and complete system after a century of development. Various laws and regulations can protect the rights and interests of investors and ensure that investors feel at ease when buying a house.

Asset hard currency has a strong anti-risk ability   

When the crisis comes, traditional safe-haven assets such as gold and bonds all fail, which further highlights that buying a house investment is the safest " hard currency " against inflation, and the safe- haven properties of real estate far exceed those invisible and intangible financial assets.

It is not difficult to find from historical data that the London real estate market is almost immune to bad news and has survived many major economic crises in history. Even COVID-19 , which has swept across the board, sent stocks tumbling and nearly shut down the world's major economies, cannot quite beat the quality of UK real estate investment. According to statistics, as of April 20, 2020 in London, house prices rose by 1.1% year- on -year , and the overall transaction volume increased, reaching a new high in March, with an increase of 4.7%. 

High rental yield

The rental income returns are stable. According to statistics, the rental rate of return on property in London is generally stable, with an average rate of 3%-5% . In some areas, the rate of return even exceeds 6% , which is much higher than that in Beijing, Shanghai and Shenzhen.

Bank loan flexibility is high, interest rate is low ,

International buyers can also use bank loans to buy a house in the UK, and the loan interest rate in the UK is much lower than that in China . According to the purpose of the house, the loan for buying a house in the UK can be divided into self-occupation loans and investment loans. 80% loan, and investment loans can get up to 70%-75% of the house price. In addition to conventional loans, the UK also provides Buy - To-Let Mortgage , which is a  " rental loan "  loan. The house is rented out, and the monthly loan repayment depends on the rent, which can greatly reduce the loan repayment pressure.

In the demographic dividend period, the value-added potential is great

There is a serious imbalance between supply and demand in the UK property market, especially in London. Newly built houses every year still cannot meet local demand. At present, the UK is in a stage of rapid population growth, but the land resources available for development are very limited, resulting in a long-term shortage of real estate in the UK. state. Taking the London area as an example, the average annual supply of new houses in London is about 16,000 units, but the annual demand has remained around 52,000 units for a long time. It is estimated that over the next 20 years, the housing shortage in the London area will reach 360,000 units. In addition, the growing population of the UK will continue to stimulate the demand for real estate in the UK, and UK real estate has a certain potential for appreciation.

Enjoy freehold property rights, the industry is passed down from generation to generation

In China, the housing property rights of ordinary houses are generally 70 years; in the UK, according to different property types, the property rights period varies, ranging from 125 years of property rights to 250 years of property rights, 999 years of property rights, etc. The longest property rights are permanent. property. If you buy a freehold property, as long as you hold it and do not sell it, then the property and the land under the property belong to you and your family permanently, and your property can be passed on forever from generation to generation. As an old capitalist power in the world, the real estate market in the UK has naturally formed a relatively mature and complete system after a century of development. The rights and interests of investors can be fully protected, and the advantages of choosing to buy property in the UK are still very obvious.

Enjoy the world's top education at a low cost with housing support

With the rise of the concept of " learning to support housing " , as one of the most developed countries in education in the world, the UK has the most complete education system and top level of education, and is even more popular with investors.

Let the children enjoy the world's top education level, and then enter the world's famous schools, for parents who have this idea, choosing to invest in the UK to buy a house is definitely the best choice. The child can live comfortably abroad, and can sublet the extra room to earn rent to " support the school with the house ", and when the child graduates, he can rent the whole set and " support the house with the house ".

为什么选择英国房产
 
世界金融中心，房地产投资环境成熟

英国作为传统世界强国之一，伦敦以经济繁荣、社会稳定知名。并且，英国作为老牌资本主义帝国，房产市场历经百年发展，已然形成了较为成熟、透明、完善的体系，各项法律法规能保护投资者权益，确保投资者在买房时安心。
 
资产硬通货，抗风险能力强  

当危机来临，传统的避险资产诸如黄金、债券等统统失灵，更加突显买房投资是最稳妥的抗通胀的"硬通货"，不动产的避险属性远远超越那些看不见摸不着的金融资产。
 
从历史数据中不难发现，伦敦房产市场几乎对坏消息免疫，坚挺扛过历史上多次重大经济危机。即便是在横扫一切，让股市暴跌、几乎让世界主流经济体全体遭遇关门的COVID-19也并不能完全击败优质的英国不动产投资品。据统计，2020年伦敦截至4月20日，房价同比上涨1.1%，交易量整体上升，3月份更是达到新高，上涨幅度高达4.7%。 
 
 
租金回报率高

租金收益回报稳定，据统计，伦敦市房产租金回报率整体稳定，平均保持在3%-5%，有的地区回报率甚至超过了6%，远高于北京，上海和深圳的租金回报。
 
银行贷款灵活度高，利率低

国际买家在英国买房也可以使用银行贷款，而且英国的贷款利率还要比中国低许多，根据房屋用途，在英国买房贷款可分为自住贷款及投资贷款，自住贷款最高可获房价的80%贷款，而投资贷款最高可获房价的70%-75%贷款，除了常规贷款外，英国还提供Buy-To-Let Mortgage，也就是 “以租养贷型” 贷款，买家将所购房屋出租，每月靠租金还贷，可大大减轻还贷压力。
 
 
处于人口红利期，增值潜力大

英国的楼市供需严重不平衡，尤其是伦敦的房子，每年的新建房子还是不能满足本地需求，目前英国处于人口快速增长阶段，但可供开发的土地资源却十分有限，导致英国房产长期处于供不应求的状态。以伦敦地区为例，伦敦平均每年的新房供给量大约有16000套，但每年的需求量长期保持在52000套左右。预估在未来20年里，伦敦地区的住房缺口将达到36万套。且英国不断增长的人口还将持续刺激英国房地产需求，英国房产具有一定的增值潜力。
 
享有永久产权，产业世代相传

在中国，普通住宅的房屋产权一般为70年；而在英国，根据不同的房产类型，产权年限各不相同，从125年产权到250年产权、999年产权等等，最长的产权是永久产权。如果你购买了永久产权的房产，只要你一直持有不售出，那么房产连同房产下的土地都永久归属于你和你的家族，你的物业可以世世代代永续传承。英国作为世界上的老牌资本主义强国，房产市场历经百年发展，自然形成了较为成熟完善的体系，投资者的权益可得到充分保障，选择在英国置业的优势还是非常明显的。
 
 
以房养学，低成本享受世界顶尖教育

而随着“以学养房”概念兴起，作为全球公认的教育最发达的国家之一，英国拥有最完善的教育体系和顶尖的教育水平，更是受到投资者欢迎。
让孩子享受世界顶尖教育水平，然后入读世界名校，对于有这种想法的家长，选择在英国投资买房置业绝对是最佳选择。孩子在国外住的舒适，又可以把多余的房间转租，赚取租金“以房养学”，等孩子毕业又可以整套出租，“以房养房”